Where to Find Unclaimed Money
There’s billions of dollars of government unclaimed
money just waiting to be claimed. Here’s how you can
do a free unclaimed money search.
According to ABC News, there’s at least $32 billion in unclaimed money. Unclaimed money and property
comes in many different forms: checks that haven’t been cashed, stocks bonds, and abandoned safe
deposit boxes. Businesses typically hold unclaimed property for a certain amount of time. If the owner never
shows to claim the money, then it’s turned over to state treasury.

It’s your responsibility to find any unclaimed money that’s due to you. The truth is that no one will come after
you with a check for your unclaimed money. It’s up to you to search for and claim your unclaimed money and
property.

What makes it slightly difficult to find unclaimed money is that there’s no centralized place where unclaimed
money is held. Instead, you have to search several different databases to see if there’s no unclaimed
money. With the internet, it’s easier than ever to find your unclaimed money. All you have to do is enter your
name, and sometimes your state, into a website and the results tell you if you have any unclaimed money. In
some states, you can even submit your claim online. Most states will ask you for some type of
documentation that proves your identity before releasing the unclaimed funds to you.

The government site
USA.gov has a list of links that you can
click to find government unclaimed money including
savings bonds, damaged money, state unclaimed property,
and unclaimed government benefits. You can also visit
MissingMoney.com and Unclaimed.org to do a pretty
good nationwide free unclaimed money property search.
Use the
U.S. Treasury site to track down unclaimed
savings bonds, the
National Registry of Unclaimed Retirement Benefits to
find an unclaimed
401(k) or IRA, and the
FDIC unclaimed  funds and NCUA unclaimed funds sites
to find unclaimed funds from a failed institution.

If you or a loved one resided or held property in multiple
states, even for a short period of time, you should search
each state’s unclaimed money database. You should also search for maiden names, married names, and
variations of your name that might have been used with accounts.

Don’t fall for unclaimed money schemes. You don’t have to pay a price to get your unclaimed money or
property. If someone contacts you saying they can help you get unclaimed money if you give them a cut, don’
t fall for it. The state agency that has your property won’t charge you for claiming your money.

Legitimate unclaimed money websites will not ask for your social security number and will not ask you to
pay a fee or submit your credit card number. Entering your personal information into one of these websites
could lead to identity theft and credit card fraud Avoid any website that requests this information. Don’t click
on email or ad links that promise to send you to websites that will help you find unclaimed funds. Instead, go
directly to the sites that have been mentioned in this article to be sure that you’re at the right website.

Don’t pretend to be someone else so you can collect that person’s unclaimed money. That offense is
known as fraud and you can be punished with jail time and a hefty fine depending on how much money you
fraudulently claim.

If you’re diligent about keeping up with your money, there’s a chance that you may not find any unclaimed
funds in your name. But, deceased relatives may have bequeathed money or property for you, so it’s worth
looking for. At least once a year, go through all these channels to see if anything turns up. The searches just
take a few minutes, so there’s not a big time sacrifice just to see if you’ve won the unclaimed money lottery.
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Unclaimed Money