instead of making a full mortgage payment once a month. In effect, you will be making one extra mortgage

payment per year--without hardly noticing the additional cash outflow. But, as your about to discover, you will

certainly notice the increased cash flow that will occur when you pay your mortgage off way ahead of schedule!

And because nearly all car buying scenarios come with different variables (depreciation rates, interest rates,

purchase prices, insurance costs, mpg ratings, etc.), it becomes extremely difficult to compare one buying

scenario with another...until now that is. This calculator will not only help you to forecast the REAL COST of

buying and owning a car, but it will also help you to more accurately compare the real cost of one car buying

scenario with the real cost of a second car buying scenario.

successful money managers, this interactive tool was created to give children an interesting way to hone those

all-important math skills. If you have children and any of them haven't yet memorized the math factors for their age

group, simply make using this tool part of their required daily homework.

payment on your credit card bill. It will also tell you how many minimum payments you will make before your

balance is paid off (up to a maximum of 600 payments).

investing in your own debt! For example, if you have a credit card balance that's costing you 19% per year, and

you increase your payment, you will get a guaranteed 19% return on your investment. What's more, your earnings

will be tax-free! So use this JavaScript Calculator to see how much you could be earning if you increased your

payment on any one of your debts.

the average KWH (kilowatt hours) used per day, and on the average cost per KWH charged by your electric

company.

where y is less than 600). It will handle positive and negative exponents and positive and negative bases. And

when the result is too large, it will even display the results in scientific notation.

a non-appreciating, non-necessary purchase.

rate; based on an initial investment plus a fixed monthly addition. The calculator compounds monthly and

assumes deposits are made at the beginning of each month.

effectively limited the value of one hour's wage to its face value. On the other hand, if you were to invest all or part

of the one hour's wage into an interest earning investment, this would serve to increase that hour's wage by an

amount equal to the total interest earned by the investment. In other words, the person who is ultimately

responsible for setting your hourly wage rate is not your boss--it's YOU! The calculator below will calculate the

future value of your hourly wage based on the portion invested, the annual rate of return, and the number of years

invested.

from any given high priced buying habit (name brand) to its functional, less expensive equivalent (generic). Plus,

it will also show you how much interest you could earn if you were to invest all or part of those savings as you

realized them. As you're about to see, "a penny saved" can REALLY ADD UP!

for one year. It also allows you to see how much money you would save if you were driving a car that got better

gas mileage.

calculate your Real Hourly Wage.

lower interest rate. Not only will this calculator calculate the monthly payment and net interest savings, but it will

also calculate how many months it will take to break even on the closing costs.

total. This total will represent how much you will need to set aside each month in order to make your non-monthly

payments as they come due. A great budgeting tool!

much you're REALLY profiting (after-tax, after work-related-expense take-home) from each hour you devote to

working--both paid and unpaid. But wait! Before you approach your boss with this startling computation, make

sure you see both sides. You know, your boss's "side" and the "outside!" ;-)

projections substitute for advice from an investment professional. All information herein has been prepared solely for informational purposes, and it is not an offer to buy or sell, or a

solicitation of an offer to buy or sell any security or instrument or to participate in any particular trading strategy. The Money Alert does not make any representations or warranties as to

the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to this web site or incorporated herein, and

takes no responsibility. All such information is provided solely for convenience purposes only. The Money Alert is not affiliated with any of the firms or entities listed unless specifically

stated. The Money Alert does not provide investment, tax or legal advice. Please consult the appropriate professional regarding your personal situation.

Copyright © 2010 The Money Alert.com. All rights reserved.