Finance Articles
Article Directory

College Planning:

A College Planning Quandary
A Prepaid Education
It’s Not Too Late
Making Sure Tuition is Covered
The Fury of Financial Aid
The University of Ouch
Send Your Grandkids to College and Avoid the Tax Man
529-Mania


Insurance:

A Lasting Legacy
Business Insurance
Car Insurance Secrets
Dental Insurance
Disability Insurance
Divorce and Insurance
Do You Need Long Term Care Insurance?
Everyday Super Heroes Need Insurance Too
Fighting Healthcare Costs
Health Insurance
Health Savings Accounts
Homeowners Insurance
HSA Contribution Limits
Personal Liability Insurance
Life Insurance Settlement
Long-Term Care Insurance Offers More Choices
Medicaid Eligibility
Medicare Coverage Eligibility and Benefits
Medicare Part A  
Medicare Part B  
Medicare Part C   
Medicare Part D  
Nursing Home Costs Continue to Rise
Personal Property Insurance
Pet Health Insurance
Private Mortgage Insurance
Renters Insurance
Renters Insurance for Retirees
Term Life Insurance
Title Insurance
Travel Insurance
Universal Life Insurance
When The Water Rises
Whole Life Insurance


Retirement Planning:

A Helping Hand
An Essential Retirement Tool (IRA)
Annuities As A Personal Pension
Calculating your Post-retirement Income, Post-haste
Communicating with a Financial Professional
SSI:  Collect Later, Collect More
401k Loan
401k Rules
401k Withdrawal - Having Access to your Future
412(i) Plans
Impact of Health Care on Retirement
Income Distribution
IRA Deduction
IRA Rules
Keeping Retirement in your Sights
Keep On Rollin'
Stock Options:  Know When To Hold ‘Em
Lump Sum Distributions
Matchmaker 401(k)
Ask Your Employer: New Retirement Plan
Pension Protection Act
Protecting Your Nest Egg
Stick To The Plan
Required Minimum Distribution - RMD
Required Minimum IRA Distribution
Retirement Plan Overload
Retirement Redefined
Roth IRA Rules
2010 Roth IRA Conversion
401k Rollover - Sit. Stay. Rollover.
The First Step Before Withdrawal
The Great Turnaround
Roth 401k: The Newest Savings Opportunity
The Spread of Stock Options
The Wobbly Stool
Too Much Concentration
Too Much of a Good Thing?
3 Major Retirement Hazards to Avoid
401(k) Distribution Dilemmas

Estate Planning:

Avoiding Probate
Control Your Legacy with a Private Foundation
Estate Planning:  An Intro to your Legacy
Estate Planning: Before you Begin
Estate Planning: Ensuring Your Legacy
Estate Planning: Having Faith in your Legacy
Estate Planning: Honoring your Wishes
Estate Planning: Supporting a Noble Cause
Estate Planning: The Gift that Keeps on Giving
Estate Planning: The Key Ingredient
How Long Will Your Legacy Last?
Leaving Behind the Wealth of Life
Leaving Your 401k to a Charity
Letters of Instruction
Revocable vs. Irrevocable Trusts

Investing:

A Safe Place to Grow Your Money (EIA)
A Small Cap Opportunity?
ETF:  An Attractive Alternative?
An Exciting Bond?
An Indicator of Stability?
Are REITS Right for Your Portfolio?
Choosing the Right Capitalization
Equity Indexed Annuities
FDIC Insurance
Fixed Annuity
Going Global
Immediate Annuity
In the Zone
Level-Headed or Lazy?
Money Market Savings Account
More Light is Shed On Mutual Funds
Middle of the Road
Riding the Storms Out
Socially Responsible Investing
Stock Market Crash of 1929
US Savings Bonds
What is a CD?
When Good Markets Go Bad


Miscellaneous:

Adjustable Rate Mortgage
Alternative Minimum Tax
Anti-Scam Tips for Surviving Spouses
Avoiding Bankruptcy
Avoiding Foreclosure
1031: An Even Exchange
Business Structures
Business Types of Ownership
Buyer Closing Costs
Car Financing Tips
Community Property
Comprehensive Risk Management for Executives
Conquering Your Financial Fears
Consumer Price Index (CPI)
Cost of Caregiving
Credit Repair
Dividing Assets In A Divorce
Early Mortgage Payoff
Emergency Fund
Escrow
Evaluating Buy-Out Packages
Family Budget
Finances for Surviving Spouses
Financial Tables For One
Financial Confidence For Facing Divorce
First Time Home Buyer
Free Credit Report
Gift Cards
Gross Domestic Product (GDP)
Home Inspection
Home Staging Tips
Hope for Homeowners Program
How to Avoid a Tax Audit
How to Get Out of Debt
How to Write a Business Plan
Improve Your Credit Score
Incorporating
Inflation vs Deflation
Inheriting A 401k
Joint Ownership
Joint Tenancy
Leasing vs Buying a Car
Preparing for Widowhood
Preventing Identity Theft
Property Taxes
Protecting Intellectual Property
R&D Tax Credit
Round Up Your Financial Reports
Calculating The Kiddie Tax
Selling Restricted and Insider Stock
Succession Planning
Switching Gears with Reverse Mortgage
Tenants in Common
Triple Net Lease
Unemployment Rate
Robert Valentine, Ca. Insurance License# 0C23496, is a Registered Investment Advisor Representative with Financial and Retirement Management, a Registered Investment Advisor and a
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